Why Meelo? Because we are more than a tool.

20 years of field expertise, proprietary AI trained on millions of cases and business and human support that you can always count on. Meelo creates and centralizes data and algorithms to secure your business.

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20 years

Of expertise

9.2/10

Of satisfaction

8 countries

deployed

We have experienced your job. From within.

Our experts have an average of 20 years of experience in banking, credit, leasing and risk management.

“Nobody, no partner accompanies us like that. They challenge our processes, not just the tool. That changes everything.”

Risk manager, captive manufacturer

Talk with a business expert

Meelo knows your business

Ex-operational banks and car captives, we know what “managing 500 cases/day under commercial pressure” means.

Our roadmap = your realities on the ground

Each new feature is the result of feedback from our customers. No gadgets, just business.

You talk to peers

No empty business jargon. Just people who have done your job and understand your challenges.

Result? We don't sell software. We co-build your competitive advantage.

The AI that detects, explains... and guides your decisions.

Meelo is a proprietary algorithm based on the most advanced AI technologies and millions of confirmed customer records. No black box. No mystery algorithm. Just serious data science, at the service of fairer decisions.

AI statistical model

Our R&D team, composed of doctors in AI, is constantly experimenting with new models in champion/challenger mode and allows us to provide you with the most efficient algorithms while remaining explainable.

Generative AI

We use secure LLMs to improve the performance of all our solutions and also to counter new types of fraud linked to AI Gen

AI Agentica

We are boosting our tools for customers and especially analysts to facilitate and accelerate financing decisions and financial analyses.

Supervised AI

We don't let AI work alone! We have a team in charge of verifying the performance of the models, making continuous improvement and ensuring that any biases in the machine are treated.

Our difference?

Meelo doesn't just score. 

He explains (why this score?) , contextualizes (what signals alerted?) and gives you all the information you need to make an informed decision.

You are in control: you define your business rules, we give you a 360° view to decide.

IEEE certified ethical AI

Our algorithms are audited according to the international IEEE standard to ensure fair, transparent and explainable AI.

Continued training of our teams to IEEE ethical standards.

Active R&D to innovate quickly and adapt in real time

At Meelo, R&D is not an isolated department. It is the core of our continuous innovation.

Ongoing technological watch

New regulations (PSD3, FiDA, Eidas, CCD2...), new types of fraud, new banking players: our R&D team anticipates and integrates market developments.

Modern tech stack

Cloud native architecture, proprietary AI models, modern REST APIs. An infrastructure designed to evolve with market standards.

Ongoing enhancements

New data sources, model improvements, integration of the latest regulations: you benefit from developments without interruption of service.

Created for demanding CIOs

Meelo was designed from the start to meet the expectations of technical departments looking for alternatives with no or low IT impact, which are robust and secure.

The result? A platform that does not age. You are investing in a solution that anticipates and innovates to stay ahead of the curve.

Human support: a tool alone is never enough.

At Meelo, technology is at the service of people. Not the other way around.
We're not leaving you behind after deployment. We remain by your side.
Concretely, what does that mean?

Customized onboarding

Training your teams from Day 1. No “get by with the doc.” Henri, Sarah, and the whole team are with you.

Live expert support

Sharp questions? You talk directly to business specialists, Alexis, Cyril, who know your sector.

Business customization

Scoring, business rules: everything adapts to YOUR constraints. Together, we set up, test, and adjust our models at no additional cost.

Multi-country deployment

Local teams in France, Spain, Belgium... Support in your language.

Unlimited continuing education

Your teams are operational from the start and trained at each stage: new arrival, product innovation. For free.

9.2/10

Service

9.4/10

Recommendation

“2 years after deployment: still just as responsive. They respond in 15 minutes, even for specific business questions.”

Credit Director, leasing company

Security & compliance, your data is sacred.

At Meelo, safety and ethics are not options. These are non-negotiable fundamentals.

Our commitments:

100% GDPR

Full compliance with European regulations. Right to be forgotten, portability, transparency: everything is native.

Authorized partners only

Powens (DSP2), official sources (Infogreft, Pappers...). Zero questionable sources.

Secure hosting

Azure infrastructure certified in France. PCA (Guaranteed Business Continuity Plan) Encrypted data.

Full transparency

You are in control of your data. You can attach them to your GED. No use without your permission.

BCorp commitment: beyond compliance

Meelo is a BCorp certified company. What does that mean exactly? At Meelo, safety and ethics are not options. These are non-negotiable fundamentals.

We are not pretending. We live up to our commitments.

Concrete example: Meelo participates in the “Bureaux du Coeur”, an initiative that allows companies to house people in precarious situations in their premises at night and on weekends.

Measured social and environmental impact

An external audit checked every 3 years.

Responsible governance

Transparency and ethics in all our decisions

Commitment to our employees

Well-being, diversity, continuing education

Positive contribution

We are building fairer and more accessible financing

A human-sized team, an international presence

Born in Lille, deployed in Europe: a team on a human scale.

Big enough to support you internationally, agile enough to remain accessible and innovative.
What it changes for you: