Assess real ability to pay. Before deciding.
Declared income, documents provided, classic scoring... Meelo goes further and analyzes real solvency to secure your financial decisions, without slowing down processes.
Why classical approaches fail?
Traditional methods struggle to keep up.
Declarative data that is easy to handle
Static vision, disconnected from financial reality
Long and poorly contextualized decisions
Rejection of profiles that are however solvent
“The Meelo solvency analysis allowed us to anticipate outstanding payments while accepting profiles that were previously refused.”
Credit manager, financial player
2-5s
by analysis
÷ 3
credit risk
Decisions
automated and explainable
A financial analysis based on reality
Score de solvabilité sur 100
Basé sur les revenus, charges, récurrence et stabilité financière.
Open Banking & OB-like
Analyse des comptes bancaires avec une couverture étendue (+300 banques).
Vision dynamique de la situation financière
Détection des tensions, comportements atypiques et signaux faibles.
Moteur de règles personnalisable
Scores et seuils adaptés à votre politique de risque et à vos produits.
Fewer unpaid bills. More fair decisions.
↓ Early delinquencies
↑ Acceptance rate of good profiles
↓ Misassessed credit risk
↑ Portfolio quality and sustainability
An analysis in 4 steps
Financial data collection (Open Banking/OB-like)
Analysis of financial flows and behaviors
Solvency scoring & business rules
Decision: acceptance, security or refusal
Meelo solutions mobilized
Solvency — Financial analysis
Data collection at the source
Documentary check
KYC/KYB (depending on the course)
Secure your financial decisions today
