Secure relationship entry and financial flows to improve your S/P
From identity verification to IBAN certification: automate your anti-fraud checks with Open Banking and AI scoring.
Opportunistic fraud, high volumes and pressure on the customer experience
Insurance players face specific challenges:
Membership fraud and
The identity
Transfer to direct debit
fraudulent
Simplifying obligations
KYC KYB regulations
Significant volumes of
files to be processed
High expectations of fluidity
Insured side
Membership fraud and
The identity
Transfer to direct debit
fraudulent
Simplifying obligations
KYC KYB regulations
Membership fraud and
The identity
Transfer to direct debit
fraudulent
Simplifying obligations
KYC KYB regulations
Significant volumes of
files to be processed
High expectations of fluidity
Insured side
Membership fraud and
The identity
Transfer to direct debit
fraudulent
Simplifying obligations
KYC KYB regulations
Every unnecessary friction degrades the experience. Each undetected fraud has a direct impact on profitability.
Make the right decision, from the moment you join and throughout the contract
Meelo intervenes at key moments in the insurance life cycle:
At the time of subscription, to secure the entry into a relationship
When disbursing (IBAN or RIB check)
Detecting document fraud
Decisions are made in seconds, with a level of control adapted to the real risk.
Meelo use cases For insurance
Fraud score & identity verification (KYC)
Block usurpation attempts as soon as you join, without extending the process.
Documentary check
Automatically analyze receipts, documents and documents related to contracts or claims.
Securing withdrawals and payments
IBAN collection at the source and security of financial transactions
Concrete benefits for insurers
↓ membership fraud
S/P improvement
KYC and KYB compliant
↑ speed of file processing
Better risk management, without sacrificing customer relationships.
Insurer multi-product
Before Meelo
No identity check when taking out complementary health insurance: 4% of fraudulent files that represent 15% of the claim burden
After Meelo
93% of fraud identified with only 2.5% of false positives processed via additional checks (CNI, IBAN)
Frequently asked questions insurance players
Can Meelo intervene to check the consistency and accuracy of IBANs?
IBans can be verified at source with open banking or via our IBAN check tool.
What types of fraud can be detected?
Identity fraud, falsified documents, fraudulent IBAN.
Is the solution suitable for high volumes?
Yes. Meelo is designed to handle large volumes of files, even during peak activity.
Does Meelo slow down the subscription process?
No Decisions are made in 2 to 5 seconds, without adding friction for legitimate policyholders.
Secure your insurance decisions today