Your customers already have a digital identity.
Accept it.
By the end of 2027, eIDAS 2.0 will make the European Wallet mandatory for most businesses that verify identities.
But dozens of national digital identities already exist: 80 to 95% adoption in the Nordic countries, 83% in Italy. More than 100 million Europeans already identify themselves this way.
Meelo already accepts them today, reads the NFC chip in identity documents, and falls back to standard document verification.
A single integration for all your journeys: online, in-store or in branch, in France and internationally.
The operational challenge of eIDAS 2.0
Accept the wallet,
on your terms
By the end of 2027, you will need to accept the wallet as soon as a customer presents it. And to be authorised to do so, you must first register with the relevant authority. This takes preparation - it cannot be improvised.
Managing a multi-speed Europe
National identities are already widely adopted in some countries (up to 95% take-up in Northern Europe), wallets are lagging behind in others, and some customers have neither: you will need to verify everyone, without creating a two-tier journey.
Standing up to AI-generated fake documents
An AI-generated fake document can no longer be spotted with the naked eye, or even by some automated checks. Being compliant is not enough: without enhanced controls, fraud gets through.
Covering what the wallet doesn't cover
The wallet certifies identity, but it does not tell you whether your customer can pay, nor does it detect fraud that occurs after onboarding.
A regulation.
A business opportunity.
It is a new customer channel opening up: less friction, less fraud, more conversion.
And identity is only the first building block.
Today: identity
Proving who you are, in seconds: account opening, subscription, logging in to a service. The use case that becomes mandatory by the end of 2027.
Tomorrow: supporting documents
Driving licences, diplomas, bank details, certificates: the regulation provides for the wallet to store and share certified documents. No more chasing paperwork.
Next: payment
The wallet is set to become a means of strong payment authentication. Identify yourself and pay, in a single action.
What this means for you:
the wallet will not be a compliance box to tick, but a central channel in your customer relationship.
With Meelo, each new use case activates within your existing journeys, with no new integration project required.
One journey, four paths, one decision
Meelo adapts to your journeys, not the other way round
- Does your customer have a digital identity? Meelo accepts it: over 68 identities and wallets supported in Europe and beyond.
- No digital identity? Meelo switches to NFC reading of the document chip.
- No chip, or a foreign document? Document verification + biometrics, with no disruption to the customer experience.
- No overhaul needed: Meelo connects to your existing workflows in just a few days.
The only all-in-one French platform
- KYC + KYB + Solvency + AML in a single API and portal.
- IEEE-certified explainable AI: every decision is justifiable.
- +400 data sources cross-referenced in real time.
- One contract, one team, one integration.
+100 M
Europeans already use
a digital identity
< 2s
For an identity decision
that is documented and auditable
1
Integration: wallet, NFC chip and document
Our solutions, mobilised to meet eIDAS 2.0
KYC: document verification + biometrics
NFC reading: the document's chip, signed by the state, read from a smartphone
Digital identities & wallets: accepting national schemes today, the European Wallet tomorrow (art. 5f)
Creditworthiness: Open Banking PSD2 scoring
AML / CFT: PEP & sanctions screening
Tangible impact on your business
The right check for your customers, automatically:
digital identity, wallet, NFC chip or document - Meelo selects the best available method and switches automatically.Proven compliance: every decision tracked and documented, with the relying party register ready ahead of schedule.
Document fraud blocked at the door: including AI-generated fakes - a state signature cannot be forged.
No overhaul in 2027: the wallet will be added to your existing journey, not replace it.
Book a demo →
The solution: all your checks in one place
Deployed in days
Built to process millions of transactions every month
Strict SLA
Portal
Ready-to-use interface
API
Native, automated integration
Batch
Bulk file processing
Already using an aggregation solution?
Meelo connects directly via API to enhance your existing journeys, without rebuilding everything.