AML6: get ready before 2027
The AMLR regulation sets harmonised KYC/KYB obligations, with a hard deadline of 10 July 2027.
Meelo automates these checks today, identifying beneficial owners and monitoring PEP & sanctions lists in real time.
The AML6 operational challenge
Identifying
beneficial owners
Tracing back to the natural persons behind each structure, instead of relying on a self-declaration. The AMLR regulation tightens verification and update requirements.
Tracking how risk evolves, continuously
A customer who looks clean at onboarding can become a risk later: PEP status, sanctions, a change in shareholding structure. A one-off check at onboarding is no longer enough.
Documenting and justifying every decision
In an AMLA or ACPR audit, every analysis must be traced, documented and kept together with its justification. An informal or non-auditable process leaves the entity far more exposed to penalties.
High fraud risk
Covering the newly regulated sectors
Jewellery, luxury vehicles, yachts, golden visas, professional football: businesses that have never run AML checks now have to organise fast.
A legal deadline.
Compliance you can industrialise.
It is a chance to bring all your anti-money laundering checks into a single system, documented and auditable.
And KYC/KYB compliance is only one piece of it.
2024: the regulatory package
AMLR, AMLD6 and the AMLA regulation were published in the Official Journal of the EU in June 2024. AMLA became operational in Frankfurt in July 2025.
2025-2027: AMLA is rolled out step by step.
Operational since July 2025, AMLA is progressively taking over the EBA's AML/CFT coordination duties, up to the full application of the AMLR regulation in July 2027.
2027: the legal deadline
The AMLR regulation applies in every member state from 10 July 2027. No exemption is possible.
2028: direct supervision
AMLA starts supervising some forty high-risk financial players directly, in coordination with national regulators.
What this means for you:
AML6 compliance will not be a one-off project, but a permanent part of the customer relationship.
With Meelo, every check runs inside your existing journeys, with no new integration project.
One journey, five checks, one decision
Meelo fits your journeys, not the other way round
- Does your customer have a digital identity? Meelo accepts it: over 68 identities and wallets supported in Europe and beyond.
- No digital identity? Meelo switches to NFC reading of the document chip.
- No chip, or a foreign document? Document verification + biometrics, with no disruption to the customer experience.
- No overhaul needed: Meelo connects to your existing workflows in just a few days.
The only all-in-one French platform
- KYC + KYB + Solvency + AML in a single API and portal.
- IEEE-certified explainable AI: every decision is justifiable.
- +400 data sources cross-referenced in real time.
- One contract, one team, one integration.
+100 M
Cross-referenced data sources
to identify your beneficial owners
< 2s
For a documented and auditable
PEP & sanctions screening
1
Platform for KYC, KYB and AML
The solutions we bring to bear on AML6
KYC: document verification + biometrics
KYB: identification of beneficial owners and shareholding structure
AML / CFT: PEP & sanctions screening against international lists, continuously
Creditworthiness: PSD2 Open Banking scoring, for the entities concerned
Continuous monitoring: the risk profile is updated throughout the customer relationship
Tangible effects on your business
Beneficial owners identified automatically:
traced back to the natural persons, updated continuously, with no manual re-entry.Proven AMLR compliance: every check traced, documented and retained, ready for an AMLA or ACPR audit.
Continuous PEP & sanctions screening: before onboarding and throughout the customer relationship.
One system for the newly regulated sectors: without rebuilding your existing journey.
Schedule a demo
The solution: all your checks in one place
Deployment in a few days
Built to handle millions of transactions every month
Demanding SLA
Portal
Turnkey interface
API
Native, automated integration
Batch
Bulk processing of case files
Already using an aggregation solution?
Meelo connects directly via API to enrich your existing journeys, without rebuilding everything.