Every European wallet. One aggregator.
Meelo aggregates wallets and digital identities from across Europe and plugs them into your customer journeys through a single API. A sovereign European solution, ready for the 24 December 2027 deadline.
By 24 December 2027, who will have to accept the wallet?
Every company that verifies its customers' identity online
In practice: how your customer uses it online
On your website or app.
They see exactly which data is requested.
With a PIN or biometrics. You receive certified data, checked by Meelo.
Think you're ready for the wallet?
Your checklist looks complete. Let's check.
National wallet integrated
Document verification in place
NFC reading enabled
Wallet integration planned for 2027
In reality?
Not at all.
Customer with an Italian wallet
Turned away at onboarding
National wallet integrated… but wallets from the other 26 EU countries, which carry the same value, are rejected.
Document verification in place… but with a 2nd provider, under another contract and another integration.
NFC reading enabled… but with a 3rd tool to maintain separately.
Wallet integration planned for 2027… but registration for each service and certificates were not anticipated.
That's where Meelo comes in.
All your checks, one single connection:
Every European wallet and national digital identity, aggregated and maintained by Meelo
Wallet, NFC reading, document verification and biometrics in a single API, for every document the wallet does not cover
Built into your journeys: the wallet online, NFC reading in store, and every customer verified, with or without a wallet
Registration, certificates and updates handled for you, on a sovereign European solution
Every identity,
one single connection
Wallet, national digital identity, document chip, document verification, biometrics: Meelo brings every identity verification method together in a single API, built into your journeys.
Wallet and digital identity aggregator
The EUDI Wallet and national digital identities from across Europe, domestic and foreign alike, through a single connection. Meelo handles each country's specifics, registration as a relying party, certificates, updates and maintenance. Data arrives signed by the State, in seconds.
NFC chip reading
In store and in branch, the chip in an ID card or passport is read with a simple smartphone or tablet. Online, it takes over for customers without a wallet. State-signed data that cannot be forged.
Document verification
Not every document will be in the wallet right away, and some never will: residence permits, non-EU documents, proof of address or income. Meelo verifies their authenticity within the same journey.
Biometrics
Facial recognition and liveness detection, to make sure the person presenting the document is its rightful holder.
Built into your journeys
The wallet online, NFC reading in store: Meelo automatically offers each customer the best method. Your existing journeys stay in place: the wallet is added on top, without rebuilding everything. Our teams support you from journey design to go-live.
A sovereign European solution
A French platform, data hosted in Europe, compliant with GDPR and eIDAS 2.0.
One API, all your checks
No wallet provider on one side, NFC solution on the other and a separate document tool. One contract, one integration, one decision.
Wallets and digital identities aggregated across Europe
NFC reading, document verification and biometrics in the same call
The wallet online, NFC reading in store: the right method for every channel
Registration, certificates and evolving standards taken care of
The Meelo +: a sovereign European solution, designed for the eIDAS 2.0 obligation of 24 December 2027.
The European Wallet: what changes by 2027, analysis by Laurent Kocinski, CEO of Meelo (in French)
Simple integration,
whatever your context
Deployment in 4 weeks on average
Built to process millions of transactions every month
Demanding SLA
Portal
Turnkey interface, online and in store
API
Native, automated integration
Batch
Bulk processing of files
Already have a KYC journey?
The wallet plugs into the same Meelo API, without rebuilding everything. Your checks stay in place for customers without a wallet.
Key questions about the EUDI Wallet
What is the EUDI Wallet?
The EUDI Wallet (European Digital Identity Wallet) is an app provided by each Member State under the eIDAS 2.0 regulation. It lets people prove their identity and share certified attestations from their phone, with a level of assurance equivalent to an ID document.
Do you need to register to accept the wallet?
Yes. Any company requesting data from a wallet must be registered as a relying party in its country, service by service, and maintain certificates. Meelo handles these formalities and their follow-up.
Are my foreign customers affected?
Yes. A wallet issued by any Member State has the same value as one issued in your own country. Meelo accepts European wallets and national digital identities within the same integration.
What about customers without a wallet?
They are verified within the same integration: NFC reading of their document's chip, or document verification and biometrics. Meelo automatically offers the right method to each customer.
Will the wallet hold every document?
No, not for a long time, and perhaps never for some. The wallet starts with identity. Supporting documents (proof of address, income, diplomas) will arrive gradually, as issuers connect to it, and many will not. Residence permits, non-EU documents, paper documents: document verification remains essential, and Meelo keeps it in the same journey.
Does the wallet replace KYC?
It replaces one step: proof of identity. It says nothing about creditworthiness, fraud after account opening, or business customers. Meelo builds it into a complete journey rather than as a standalone component.
Test the wallet on your customer journeys
Without commitment
Fast results