Fight against bad debt. Promote economic inclusion.
Responsible, transparent and ethical technology at the service of fair decisions.
Notre mission : un financement plus juste
Meelo lutte contre le mal-endettement en aidant les entreprises à prendre des décisions responsables.
The result?
More people are accessing finance. In complete safety. Without the risk of over-indebtedness.
Fighting against over-indebtedness
Not giving credit that a customer cannot repay means protecting them. Our algorithms detect fragile profiles before credit is granted.
Fostering economic inclusion
Accept atypical but solvent profiles: fixed-term contracts, auto-entrepreneurs, young companies.
No longer refuse out of excess caution.
Ethical and transparent AI
Our algorithms are audited according to the international standard IEEE (Institute of Electrical and Electronics Engineers) to ensure fair, transparent and explainable AI.
No black box. Each score is explainable and justified.
Protected data
Native GDPR, secure hosting in France. You are in control of your data.
Être certifié B Corp, ça veut dire quoi concrètement ?
The team: 40 experts,
A state of mind
Born in Lille, deployed in Europe. 40 people. A close-knit team.
Led by two founders from the world of banking and credit, our team has an average of 20 years of experience in risk management.
Our expertise:
Credit risk management
Ex-operational banks, car captives, credit organizations
Data science & proprietary AI
Researchers, ML engineers, including an IEEE certified AI doctor (international certification guaranteeing ethical and explainable algorithms)
Regulatory compliance
GDPR, PSD2 & banking regulations experts
Open Banking & Open Finance
Pioneers of banking aggregation in Europe
An international presence, in expansion.
france
spain
belgium
italy
uk
luxemburg
germany
netherlands
Our culture: demanding, ambitious, collective
Excellence as a compass. The collective as a driver.
At Meelo, the search for excellence guides each of our actions. Not very nearly so. No compromise on quality. We aim high, together.
Responsibility assumed
Commitments maintained to our customers, our employees, our ecosystem.
Simplicity and agility
No cumbersome, no unnecessary processes. We focus on simplicity and efficiency
Curiosity and openness
The market is changing, fraud is getting more sophisticated, and we are always learning.
Anchored in Lille, focused on Europe. We promote the collective to achieve our goals. Because we go further together.
B Corp & Société à mission : des engagements vérifiés
Not greenwashing. A rigorous external audit (BCorp).
A reason for being enshrined in our statutes (Company with a Mission).
A public score. An audit every 3 years.
Engagés localement avec Bureaux du Cœur
Since 2025, our offices in Lille have welcomed one person every evening. Not to make it our commercial. Just because it was consistent with what we stand for: fairer financing, a more united society.
Envie de nous rejoindre ?
We recruit talent who are passionate about tech, risk and innovation.
Want to know more about Meelo?
Without commitment
Fast results