RIB (Relevé d'Identité Bancaire)

The RIB (Relevé d'Identité Bancaire) is the French document that sets out an account's details: holder, branch, IBAN and BIC. It is requested when setting up a credit transfer or a direct debit, much like a bank details certificate elsewhere in Europe. Because it circulates easily by email, it is a frequent fraud target: a fake or altered RIB lets a payment be diverted, which document checks and IBAN verification help to catch.